I wonder if Nigger Director Elliot was using a whole lot of muh-dik in his embalming process. Niggers know no bounds with their levels of depravity. I bet he thought the smell of all those nigger blunts being smoked would cover his wonderful work.
Insurance companies put a whole lot of effort into determining individual eligibility for life insurance, one would assume they would put similar efforts into where their policy monies are paid out to, and a nigger run funeral home should have raised more flags than a UN convention.